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Freddie Mac

Home Possible Neighborhood Solution® 100 Mortgage
Offers Flexible Credit Parameters for Community Workers

Key Features
  • 15-, 20-, 30-, and 40-year fixed-rate mortgages
  • Low Mortgage Insurance Coverage
  • 5/1, (2/2/5), 7/1 and 10/1 CMT- and LIBOR-indexed ARMs
  • 1-unit Primary Residences, including condos and PUD units; excluding Manufactured Homes
  • Maximum financing up to 105 percent total loan-to-value (TLTV) for qualified borrowers

Underwriting, Execution & Delivery

In today's housing market, it's often a challenge for borrowers who support your community to live in it. With Freddie Mac's Home Possible Neighborhood Solution 100 Mortgage, you can reach more of these borrowers. You can offer teachers, firefighters, law enforcement officers, healthcare workers, and military personnel the flexibilities they need to ensure homeownership in the areas where they work, including expanded debt-to-income ratios and extended temporary subsidy buydowns.

We've created a fact sheet [PDF] to help you underwrite, sell and deliver Home Possible Neighborhood Solution 100 Mortgages to Freddie Mac. We've designed this document to provide you with the high-level guidelines you'll need, however, it is not intended to be a complete source of information. Please refer to the Freddie Mac Single-Family Seller/Servicer Guide (Guide) for complete details.

Learn more about Home Possible Neighborhood Solution 100 Mortgages:

  • Refer to Chapter A34 of the Guide
  • Call (800) FREDDIE

Easy-to-print promotional versions of the fact sheets are available:

Subject to change without notice.